Somiti Keeper
All of a society's accounts — in the palm of your hand.
Somiti Keeper is a cloud-based microfinance and cooperative-management platform built entirely in Bangladesh since 2017. It replaces error-prone paper ledgers with an automated, double-entry system for member records, savings, shares, loans and reporting — and it is trusted by 500+ organisations across the country.
Digital books for the country's samabay economy.
Cooperative societies, savings groups and micro-lenders are the financial backbone of millions of Bangladeshi households — yet most still run on handwritten registers where a single miscalculation can erode member trust. Somiti Keeper digitises that entire operation.
Members get individual profiles and digital passbooks. Treasurers get automated ledgers, balance sheets, trial balances and profit-distribution calculations. Managers get SMS notifications on every transaction and real-time dashboards on any device. Built on the PHP Laravel framework with an advanced security layer, it is fast, dependable and available anywhere there is internet.
The result is transparent, automatic accounting without the ledger hassle — the kind of trust infrastructure a community savings body lives or dies by.
Why this product, and why now.
The context that shaped Somiti Keeper — the size of the need, the pain being solved, and the opening in the market.
A deep, proven market
Bangladesh effectively gave the world modern microfinance. Tens of thousands of registered cooperative societies, NGOs and savings groups handle everyday deposits and loans for ordinary families — a huge, recurring base of organisations that all need books kept.
The pain: manual ledgers
Paper registers cause calculation errors, disputes over balances, slow month-end closing and near-zero transparency for members. When money is pooled from a community, a mistake is not just an inconvenience — it is a trust crisis.
Mobile-first timing
Cheap smartphones, mobile financial services like bKash and near-universal SMS put a digital tool within reach of every treasurer — even in rural upazilas. The window to replace the register with an app opened wide.
The gap we filled
Generic accounting software does not speak the language of a somiti — DPS, FDR, shares, provident funds, profit distribution. A purpose-built, Bengali-first, locally-supported product had a clear runway. Being made-in-Bangladesh and locally serviced became the differentiator.
Everything a society's books demand.
Member & share management
Individual profiles with documentation, share allocation and distribution, and a clean member directory.
Savings — general, DPS, FDR
Regular deposits and withdrawals plus dated savings schemes and fixed deposits, each tracked automatically.
Loan operations
Standard, special and cash-credit loans with installment collection, outstanding tracking and due reminders.
Automated double-entry
Every transaction posts to the ledger automatically — no manual balancing, no arithmetic errors.
Reports & statements
Profit & loss, balance sheet, trial balance and per-member statements — exportable as PDF.
Profit distribution
Automated year-end profit calculation and distribution across members and shares.
SMS notifications
Members are notified on deposits, withdrawals and dues — transparency that builds trust.
Staff & fund admin
Salaries, provident funds and housing funds for staff, all inside the same system.
Anywhere access & security
Cloud-hosted with encryption and role-based access — usable on desktop and mobile, backed up automatically.
Built for the people who keep communities banked.
See Somiti Keeper in action.
Explore the live product, or talk to me about building dependable software for your organisation.
